Indonesia is suffering from “long COVID” in the form of a shrinking middle class, the Central Bureau of Statistics (BPS) has warned, as people struggle with widespread layoffs, rising interest rates and deindustrialization. The proportion of middle class Indonesians dropped from 21.4% of the 267 million population in 2019 to 17.1% of the 289 million...
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Concord Review is owned and operated by PT Concord Consulting Indonesia (“Provider”). Please read these Terms of Use (the “Terms”) carefully before using Concord Review. By accessing or using Concord Review in any way, including without limitation, browsing the website using any information emailed, text-messaged or on the website, and/or subscribing to the online service; you agree to and are bound by the terms, conditions, policies and notices contained in these “Terms.”
By clicking Ok, I acknowledge that I have read, understood, and agree with the Service Agreement Terms of Use below.
Note: See Sections 11, 12, 13 and 14.
By using Concord Review, including all Content and services available through it, you agree that you shall not:
Provider may change these Terms at any time by notifying you of the change in writing or electronically. Your continued use of Concord Review following any updates or changes to these Terms constitutes acceptance of such changes.
Provider reserves the right to modify access to Concord Review (or portions of Concord Review) at any time, temporarily or permanently, with or without notice. Provider may also impose limits on certain features and services and restrict access to parts or all of Concord Review without notice or liability. Provider will not be liable to you or any third party in the event that Provider exercises its right to modify access to Concord Review or portions of Concord Review.
Provider may use any information collected through Concord Review for internal purposes only. Provider may use your information to send correspondence relating to Concord Review products, subscriptions and services or to support continued relationship with Provider. Should you send comments or questions via email to any email address provided on Concord Review, Provider will use the information until Provider has done its very best to provide a complete and satisfactory response and then will discard or, in some cases, archive the information. Provider may disclose personal information (names of individuals and/or organizations) if required to do so by law or Provider, in good faith, believe that such action is necessary to
Should you use the services of Provider (unrelated to Concord Review), and confidential information is disclosed to Provider for such tasks; Provider will safeguard all such information. As such Provider will not publish, disclose, make references to, insinuate, or speculate on such information on the Concord Review. However, if information is obtained through open-source/public forum or via other public news sources, you acknowledge that Provider reserves the right to publish such information.
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Concord Review is for you to make informed decisions. You are responsible for transactions made while your account is active using your user name and password. Provider may discontinue or change Concord Review, or its availability to you at any time for breaches outlined in Sections 1, 2, and 3. You may terminate your subscription at any time by contacting Provider. However, no refund or credit will be given for the remaining advance payment of the subscription.
As a convenience to you, Concord Review may provide links to websites and access to content, products and services of third parties, including without limitation, Provider’s strategic partners and other entities with which connection consists of only a hyperlink (“Linked Sites”). You should refer to the separate terms of use, privacy policies, and other rules posted on Linked Sites before using them. Provider does not author, edit or monitor these Linked Sites, and is not responsible or liable for:
You bear all risk associated with the use of such Linked Sites, third party services, and correspondence or business dealings, other than Provider, found on or through Concord Review.
Provider’s goal is to provide complete, accurate, up-to-date information. Unfortunately, it is not possible to ensure that all information is completely free of human or technological errors. Concord Review may contain typographical mistakes, inaccuracies, or omissions, and some information may not be complete or up-to-date. Provider therefore reserves the right to correct any errors, inaccuracies or omissions and to change or update information at any time without prior notice.
Concord Review includes information that to the best of its knowledge is factual, as well as the views, opinions, and recommendations of individuals and organizations deemed of interest. Provider does not guarantee the accuracy, completeness, or timeliness of any reported fact, or otherwise endorse the views, facts, opinions or recommendations of others.
In no event shall Provider be liable for any indirect, incidental, special, punitive, increased or consequential damages, loss of profits, revenue, data, goodwill or use, incurred by you or any third party, whether in an action in contract or tort (including negligence and strict liability), arising from your access to or inability to access, or use of, this site or any services provided in connection with this site, even if Concord Review has been advised of the possibility of such damages.
You agree to indemnify, defend and hold Provider, its shareholders, directors, officers, co-branders, subsidiaries, parents, employees and agents, harmless from any claim, demand, liability, dispute, damage, cost, expense, or loss, including attorneys’ fees and costs of litigation, arising out of or in any way related to your use of or access to Concord Review, use of the Content (including any use by your employees), your violation of these Terms or violation of any rights of another.
You agree that any claim or cause of action arising out of the use of Concord Review or these Terms must be filed within one year after such claim or cause of action arose or it shall forever be barred, notwithstanding any statute of limitations or other law to the contrary. Within this period, any failure by Provider to enforce or exercise any provision of these Terms or related right shall not constitute a waiver of that right or provision.
If any provision in these Terms is found by a court or arbitrator to be invalid, the parties agree that the court or arbitrator should give effect to the parties’ intentions as reflected in the provision, and the other provisions of these Terms will remain in full force and effect. Provider’s failure to act with respect to a breach by any visitor using Concord Review does not constitute a waiver of its right to act with respect to subsequent or similar breaches.
For any questions about these Terms, Subscription, or dealings with Concord Review, please contact the Provider through the contact details listed below:
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You acknowledge (a) that you have read and understood these Terms; and (b) that these Terms have the same force and effect as a signed agreement.
